A modern way to challenge unfair student loan contracts
Guaranteed 30% or more principal and/or interest reduction. Attorney-based service. Honest, transparent, flat-fee pricing.
What does IRONFIST do?
We’ll fight to enforce your consumer rights
When a student’s consumer rights are violated, having specialized attorneys present is vital when negotiating a resolution with the lender or company responsible. Our team of professionals have helped thousands of consumers across multiple industries cancel their unfair contracts or negotiate far better terms than what they started with. We work hard to enforce student loan consumer rights through Borrower Defense claims and other relief programs. We help individuals that may have been previously denied for a cancellation or reduction of their loan contract. All clients accepted into the IRONFIST program are guaranteed a reduced loan, regardless of being previously turned down for Borrower Defense, Loan Forgiveness, Refinancing and/or Discharge programs.
We make it easy
How it works
Step 1
Step 2
Step 3
Determine eligibility
Submit your eligibility form by clicking the “Check eligibility” button here or at the top right of this page. We will need basic information including your contract loan amount, provider and details about your situation.
Submit paperwork
Upon approval, you will be assigned a consultant to walk you through the process of submitting your contract information to our Client Department.
See results
Once your paperwork is submitted, our team begins the process. Your consultant will keep you updated along the way until the process is complete.
We make it easy
How it works
Determine eligibility
Submit your eligibility form by clicking the “Eligibility” link in the menu. We will need basic information including your contract loan amount, provider and details about your situation.
Free consultation
Upon approval, you will be assigned a consultant to walk you through the process of submitting your loan information to our new client department. We will provide you a service quote to hire us.
See results
Once your paperwork and payment is submitted, our team begins the process. Your consultant will keep you updated along the way until the process is complete.
What’s the difference?
We work with specialized attorneys
Unlike other companies, our team has the experience necessary to get the best results.
Experts in contract cancellation
We avoid litigation and go straight to negotiating
Our unique process guarantees you save money
What’s the difference?
We work with specialized attorneys
Unlike other companies, our team has the experience necessary to get the best results.
Experts in contract cancellation
We avoid litigation and go straight to negotiating
Our unique process guarantees you save money
Client story
Nicole saved 50%
After hiring student loan experts and debt relief companies that ripped her off, Nicole thought there were no options that could help her until she met IRONFIST.
Client story
Nicole saved 50%
After previously hiring student loan “experts” and “debt relief” companies that only got her in worse debt, Nicole thought there were no options to reduce her student loans until she met IRONFIST.
What you get with IRONFIST
Experts in contract negotiation
Over the years, our team has modified and cancelled thousands of abusive contracts across multiple industries. We continue to innovate and use proven strategies to get our clients the results they need.
Dedicated legal team
Our team of accomplished attorneys have over 45 years of combined experience litigating against major corporations and banks for deceptive lending and marketing practices. They have won multiple class-action lawsuits enforcing consumer rights.
Guaranteed results
If we decide to take your file, we guarantee to either cancel it or at minimum negotiate a 30% reduction of your amount owed. If for any reason we do not, you won’t be required to pay for our services.
Our philosophy
Affordable + guaranteed
We offer $0 down financing or installment plans to pay our service fee that is designed to fit almost any budget, regardless of credit. Unlike law firms, we also guarantee results. This gives you a quantifiable outcome and the comfort that your money is earned with results. If you don’t get the results we promise, you will not have to pay for our time.
Mission over profits
Our mission is to be a trailblazer in exposing deceptive marketing and lending practices that violate consumer rights. We wish to eventually have an impact on public policy and the way businesses are structured and services sold. We aspire to become a benefit corporation and certified B corp, espousing the values of social entrepreneurship.
Pioneering change
Meet our Founder
Mike Cantrell is a veteran consumer rights advocate and accomplished social entrepreneur. He has founded companies responsible for cancelling thousands of abusive contracts in other industries. His passion for social justice has helped him drive positive change for clients, business owners, and industries.
Pioneering change
Meet our Founder
Mike Cantrell is a veteran consumer rights advocate and accomplished social entrepreneur. He has founded companies responsible for cancelling thousands of abusive contracts in other industries. His passion for social justice has helped him drive positive change for clients, business owners, and industries.
Recommended reads
Beware of predatory lending
We’ve got your back
We offer an economical service that streamlines the attorney-based approach by partnering with prominent consumer protection attorneys who could leverage their past success against predatory lenders. Having the right legal team makes a big difference in how effective our negotiations are.
Avoid undue hardship
Don’t wait until it’s too late. Take action now and prevent undue emotional and financial hardship.
Stop ever-increasing interest rates
Don’t get hammered by interest, penalties and big payments. Let us negotiate terms you can live with.
Get your financial future on track
A successful cancellation can be a life-changing experience. Reducing or cancelling a loan will always improve credit which can open up more opportunities.
Get started today
Find out if you qualify by filling out our evaluation form. Get started by clicking the button below.
Questions?
We're here to help
Find out if you're eligible for our services today. Our consultants are available by phone Monday–Friday, 9am–7pm PST, and you can email us anytime.
800-632-7967
Taylor
IFL Consultant