A modern way to challenge unfair student loan contracts
Guaranteed 30% or more principal and/or interest reduction. Attorney-based service. Honest, transparent, flat-fee pricing.Â
What does IRONFIST do?
We’ll fight to enforce your consumer rights
When student’s consumer rights are violated, having specialized attorneys present is vital when negotiating a resolution with the lender or company responsible. Our team of professionals have helped thousands of consumers across multiple industries cancel their unfair contracts or negotiate far better terms than what they started with. We work hard to enforce student loan consumer rights through Borrower Defense claims and other relief programs individuals may have been previously denied for or are not aware of that would enable a complete cancellation reduction of the loan contract. All clients of IRONFIST are guaranteed a reduced loan after completing our program, regardless of being previously turned down for Borrower Defense, Loan Forgiveness, Refinancing and/or Discharge programs.
We challenge all student loan servicers, including:
We challenge all educational institutions, including:
We make it easy
How it works
Step 1
Step 2
Step 3
Determine eligibility
Submit your eligibility form by clicking the “Check eligibility” button at the top right of this page. We will need basic information including your contract loan amount, provider and details about your situation.
Submit paperwork
Upon approval, you will be assigned a consultant to walk you through the process of submitting your contract information to our new client department.
See results
Once your paperwork is submitted, our team begins the process. Your consultant will keep you updated along the way until the process is complete.
We make it easy
How it works
Determine eligibility
Submit your eligibility form by clicking the “Eligibility” link in the menu. We will need basic information including your contract loan amount, provider and details about your situation.
Free consultation
Upon approval, you will be assigned a consultant to walk you through the process of submitting your loan information to our new client department. We will provide you a service quote to hire us.Â
See results
Once your paperwork and payment is submitted, our team begins the process. Your consultant will keep you updated along the way until the process is complete.
What’s the difference?
We work with specialized attorneys
Unlike other companies, our team has the experience necessary to get the best results.
Experts in contract cancellation
We avoid litigation and go straight to negotiating
Our unique process guarantees you save money
What’s the difference?
We work with specialized attorneys
Unlike other companies, our team has the experience necessary to get the best results.
Experts in contract cancellation
We avoid litigation and go straight to negotiating
Our unique process guarantees you save money
In comparison
Our services
Our specialized attorneys will use every effort available to cancel your unfair contract. If that’s not possible, we will negotiate with the company and/or lender to achieve a 30% or more reduction of what you owe. We guarantee our results and offer flat fees to our clients with affordable payment options.
vs.
Law Firms
While hiring a lawyer can be great for litigation purposes it can also cost tens if not hundreds of thousands of dollars with no guaranteed outcome. Our clients find it’s more economical to work with IRONFIST due to our flat fees, guaranteed results and a more personalized approach to servicing our clients.Â
Debt Relief Services
A typical debt relief company may charge 20-35% of what you owe to try and consolidate and or challenge an outstanding debt. They typically don’t offer solid guarantees, are not attorney-based and cannot help with secure loan reductions such as federal student loans.
Credit Experts
There are many self-proclaimed “credit experts” that simply charge you fees to fill out applications and/or process documents. Many of them, including credit repair, will charge to draft and mail letters that you could do yourself for free.Â
Client story
Nicole saved 50%
After hiring student loan experts and debt relief companies that ripped her off, Nicole thought there were no options that could help her until she met IRONFIST.
Client story
Nicole saved 50%
After previously hiring student loan “experts” and “debt relief” companies that only got her in worse debt, Nicole thought there were no options to reduce her student loans until she met IRONFIST.
What you get with IRONFIST
Experts in contract negotiation
Over the years, our team has modified and cancelled thousands of abusive contracts across multiple industries. We continue to innovate and use proven strategies to get our clients the results they need.Â
Dedicated legal team
Our team of accomplished attorneys have combined over 45 years of experience litigating against major corporations and banks for deceptive lending and marketing practices. They have won multiple class-action lawsuits enforcing consumer rights.
Guaranteed results
If we decide to take your file, we guarantee to either cancel it or at minimum negotiate a 30% reduction of your amount owed. If for any reason we don’t, you won’t pay a dime for our time. Â
Our philosophy
Affordable + guaranteed
We offer $0 down financing or installment plans to pay our service fee that is designed to fit almost any budget, regardless of credit. Unlike law firms, we also guarantee results. This gives you a quantifiable outcome and the comfort that your money is earned with results. If you don’t get the results we promise, you won’t pay a dime for our time.
Mission over profits
Our mission is to be a trailblazer in exposing deceptive marketing and lending practices that violate consumer rights. We wish to eventually have an impact on public policy and the way businesses are structured and services sold. We aspire to become a benefit corporation and certified B corp, espousing the values of social entrepreneurship.
Pioneering change
Meet our Founder
Mike Cantrell is a veteran consumer rights advocate and accomplished social entrepreneur. He has founded companies responsible for cancelling thousands of abusive contracts in other industries. His passion for social justice has helped him drive positive change for clients, business owners, and industries.
Pioneering change
Meet our Founder
Mike Cantrell is a veteran consumer rights advocate and accomplished social entrepreneur. He has founded companies responsible for cancelling thousands of abusive contracts in other industries. His passion for social justice has helped him drive positive change for clients, business owners, and industries.
Recommended reads
Beware of predatory lending
We’ve got your back
We offer an economical service that streamlines the attorney-based approach by partnering with prominent consumer protection attorneys who could leverage their past success against predatory lenders. Having the right legal team makes a big difference in how effective our negotiations are.
Avoid undue hardship
Don’t wait until it’s too late. Take action now and prevent undue emotional and financial hardship.
Stop ever-increasing interest rates
Don’t get hammered by interest, penalties and big payments. Let us negotiate terms you can live with.
Get your financial future on track
A successful cancellation can be a life-changing experience. Reducing or cancelling a loan will always improve credit which can open up more opportunities.
Get started today
Find out if you qualify by filling out our evaluation form. Get started by clicking the button below.
Questions?
We're here to help
Find out if you're eligible for our services today. Our consultants are available by phone Monday–Friday, 9am–7pm PST, and you can email us anytime.
866-641-6215
[email protected]
 Taylor
IFL Consultant